Goals for 2009

No more New Year's resolutions for me. After all, they are made to be broken, like all promises are. Instead, I will list down my goals for this year:

1. Save, save, save. I have to beef up the savings by at least P 50,000. Of course I want to save more than that, but I don't want to end up not achieving my target. I have A LOT of other obligations so I have to be realistic.
2. Go back to school. Either for an MBA or for a second degree. But I am more inclined to the MBA. Open university or the real one. I am more into the real one. De La Salle or Ateneo. Maybe De La Salle. I need to figure this out soon. I'll start inquiring as soon as our newsletter is out. I am really serious about getting higher education.
   
3. Get rid of a credit card. I currently have two, so I'll have to give up one. That should be the Metrobank one.
4. Cut back on expenses. Actually, I don't know how else to do this. I believe I am already sobrang tipid to say the least. But there should be a way. Maybe stop going to the dentist for the adjustment of my braces? Or maybe just delay some visits? I should also quit buying on impulse. I just realized I tend to go on a buying spree when I'm depressed so I should also try not to get depressed. So help me God.
5. Invest on clothes. I usually buy from bazaars, and end up spending more because they don't last more than 2 months. I actually started with this goal yesterday. Bought a top each from Zara and Mango. Both stores are on sale anyway hehe. I just hope they last longer.
   
6. Set aside an emergency fund. I don't know how to do this yet, but it has to be one of my goals for this year. By hook or by crook, I have to set something aside, just in case.
   
7. Eat healthy and exercise. I was originally planning on enroling in a gym. But then, thinking about my first two goals, I think I'll have to do this on my own. I won't have a problem with my diet bacause I already found one that works for me.
   
8. Travel. Hopefully to another country, but a local destination wouldn't hurt.
   
9. Prettify. If I wouldn't love myself first, who would? ;-) Got myself a tube of Retin-A two days ago. I read that tretinoin (when used properly) is a very good anti-ageing product. Also got an SPF 30 sunblock.
   

I really hope I can achieve these goals. They might seem very simple to others, but not to me. Wishing myself some luck!